Know the scam before it knows you.
How scammers physically replace genuine QR codes at shops and stalls with their own — and how to spot it.
You think you're receiving money, but you're actually approving a payment. The most common UPI scam in India.
Scammers create fake customer care numbers that show up on Google. They ask for your UPI PIN to "help" you.
The QR code has a hidden inflated amount. You think you're paying ₹150 but the QR says ₹1,500. One extra zero, ten times the loss.
Fake bank helpline agents ask you to install AnyDesk — then drain your account by watching your screen and reading your OTPs live.
Scammers show a pixel-perfect fake payment success screen. Merchants hand over goods. Zero rupees actually move.
Already scammed? The first hour is critical. Here is exactly what to do — bank freeze, 1930 helpline, and NPCI complaint explained.
The buyer shows a "Payment Successful" screenshot — but no money ever left their account. Merchants get fooled every day.
Fraudsters convince your carrier to transfer your number to their SIM. Your phone goes dead — and your OTPs go straight to them.
Fake recruiters on Telegram offer ₹800/day work-from-home jobs — then vanish the moment you pay the "registration fee".
Scammers create UPI IDs that look identical to real ones — one character off. You pay ₹4,000+ before you notice.
Fake giveaways on Instagram and Facebook ask for a small "shipping fee" via UPI. Pay once — and they'll drain everything they can.